<%@ Language=VBScript %> <% Response.buffer = true Response.expires = 0 %> <% On Error Resume next Set g_objFH_Search = LOCreateObject(gstrSearchObject & ".FH_Search") Dim strUserName Dim strHeaderDate strUserName = g_objFH_Search.CurrentUser.UserName strHeaderDate = g_objFH_Search.UI_Search.HeaderDate Set g_objFH_Search = Nothing %> EZOriginator

 





EZoriginator
Brokers 
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 EZdesk 
 Tools for Brokers







 Consumers

Instructions:

Follow these instructions to find information on Loan Products.  We suggest printing this screen for handy reference.

  1. After logging in, you will be at the EZoriginator product search screen.  You may run unlimited scenarios and save all the searches you may need for discussion with your borrower. 
  2.    While or after taking an application and pulling a credit bureau, review the borrowers options within EZoriginator.  Find out what type of product they will accept.  (Fixed rate? adjustable? etc?)  Find out if the client has problems with documenting income, down payment, or has other potential problems in providing documentation.
  3. Before submitting a scenario for pre-approval, you MUST discuss the terms with the potential borrower.  Failure to have a reasonable commitment from the borrower will have a negative effect on closing ratios and could result in loss of user privileges.
  4.   Once the borrower has accepted your conditional pricing and terms
    update the search and submit to the lender.
  5.   To save a search, you must name it at the bottom of the Search page.
  6.   Mandatory fields are marked with red asterisks.  Remember, if you know you need 'limited doc', you must select that documentation type to get a valid result.
    • Purpose of loan - select one
    • Documentation Type - select one or more
    • Property Use - select one
    • Loan Amount
    • Term - select one
    • Amortization Type - select one or "all"
    • Location - select one
    • LTV
      Hold down the control key when selecting more than one choice.
  7.   Lender and financing types default to "all" unless a selection is made.  Make sure you have selected the financing type that applies to your borrower is there are special circumstances.
  8.   After selecting the search parameters click the "Run EZOriginator" button.
  9.   The next screen is the search summary where products are displayed by most competitive rate.  However, the lowest rate may not
    be you best program for your client.   Does your client have special considerations?  If so be sure you account for that in your search.
  10.   Click on the product code to view the program details.  Review the online documentation for each program.  Make sure your have found
    a product that answers all the circumstances unique to your borrower.
  11.   To view the individual company product matrix or documentation click on the appropriate links.
  12.   You can click any of the navigational buttons at the top or left to move from screen to screen.

Need HELP or additional training.