FTC Oversight

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Tools For Professional Mortgage Brokers

Rules and Acts
 
Consumer Leasing Act [TEXT] -
Credit Repair Organizations Act [TEXT] -
Electronic Fund Transfer Act [TEXT]    -
Equal Credit Opportunity Act [TEXT] -
Fair Credit Billing Act - [PDF]
Fair Credit Reporting Act - Home Page [TEXT] -
Fair Credit Reporting Act (FCRA), as amended (11/99) - [PDF]
Fair Debt Collection Practices Act - Home Page [TEXT] -
Fair Debt Collection Practices Act (FDCPA), as amended [TEXT] [PDF]
Federal Deposit Insurance Corporation Improvement Act of 1991 [TEXT] -
Home Ownership and Equity Protection Act [TEXT] -
Identity Theft and Assumption Deterrence Act [TEXT] [PDF]
Notices of Rights and Duties under the FCRA (July 1, 1997) [TEXT] -
Information about the Opt-Out Provisions of the FCRA [TEXT] -
Truth in Lending Act [TEXT]
 

Consumer Protection Bulletins

Ads Promising Debt Relief May Be Offering Bankruptcy Alert [TEXT]

[PDF]

Advance-Fee Loan Scams Campaign [TEXT] -
Automatic Debit Scams [TEXT] [PDF]
Avoiding Credit and Charge Card Fraud [TEXT] [PDF]
Building a Better Credit Record [TEXT] [PDF]
Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds of Dollars Each Year Alert [TEXT] [PDF]
Choosing and Using Credit Cards [TEXT] [PDF]
Cosigning a Loan [TEXT] [PDF]
Credit and ATM Cards: What To Do If They're Lost or Stolen [TEXT] [PDF]
Credit and Divorce [TEXT] [PDF]
Credit and Your Consumer Rights [TEXT] [PDF]
Credit Card Blocking [TEXT] [PDF]
Credit Card Loss Protection Offers: They're the Real Steal Alert [TEXT] [PDF]
Credit Repair: Getting Back in the Black Campaign [TEXT] -
Credit Repair: Self-Help May Be Best [TEXT] [PDF]
Credit Rules Bookmark [TEXT] [PDF]
Credit Scoring [TEXT] [PDF]
Easy Credit? Not So Fast. The Truth About Advance Fee Loan Scams [TEXT] [PDF]
Electronic Banking [TEXT] [PDF]
Equal Credit Opportunity [TEXT] [PDF]
Fair Credit Billing [TEXT] [PDF]
Fair Credit Reporting [TEXT] [PDF]
Fair Credit Reporting Act, as amended Campaign [TEXT] -
Fair Debt Collection [TEXT] [PDF]
Fiscal Fitness: Choosing a Credit Counselor [TEXT] [PDF]
Getting a Loan: Your Home as Security [TEXT] [PDF]
Getting Credit When You're Over 62 [TEXT] [PDF]
Gold and Platinum Cards [TEXT] [PDF]
Guide to Online Payments [TEXT] -
High-Rate, High-Fee Loans (Section 32 Mortgages) [TEXT] [PDF]
Home Equity Credit Lines [TEXT] [PDF]
Home Equity Scams: Borrowers Beware! [TEXT] [PDF]
Home Financing Primer [TEXT] [PDF]
How To Dispute Credit Report Errors [TEXT] [PDF]
Identity Crisis... What to Do If Your Identity Is Stolen Alert [TEXT] [PDF]
Identity Theft: Identity Thieves Can Ruin Your Good Name [TEXT] [PDF]
ID Theft Web Site [TEXT] -
ID Theft: When Bad Things Happen To Your Good Name [TEXT] [PDF]
Knee Deep in Debt [TEXT] [PDF]
Looking for the Best Mortgage?  [TEXT] [PDF]
Mortgage Discrimination [TEXT] [PDF]
Mortgage Servicing [TEXT] [PDF]
NCP Weekly: Credit Fraud - Know the Rules, Use the Tools [TEXT] [PDF]
Need a Loan? Think Twice About Using Your Home as Collateral Alert [TEXT] [PDF]
Negative Credit Can Squeeze a Job Search [TEXT] [PDF]
New ID? Bad Idea: File Segregation Exposed [TEXT] [PDF]
Payday Loans = Costly Cash [TEXT] [PDF]
Ready, Set... Credit [TEXT] [PDF]
Refinancing Your Home [TEXT] [PDF]
Reverse Mortgages [TEXT] [PDF]
Second Mortgage Financing

[TEXT]

[PDF]
Secured Credit Card Marketing Scams [TEXT] [PDF]
The Credit Practices Rule [TEXT] [PDF]
Using Ads To Shop for Home Financing [TEXT] [PDF]
Utility Credit [TEXT] [PDF]